Commercial Checking
Why Bank With Us?
We believe in relationship banking. With us, you're not just an account, but also a business partner. We get to know each of our customer's business needs so you can focus on running your business, while we focus on the banking relationship.
Let one of our Heritage Bank commercial bankers at a location near you find a business checking account that works for you. You can also compare the different types of accounts.
Traditional Business Checking Account
Ideal for small- to medium-sized businesses, this checking account is designed to grow with your business. There are no large fees or confusing requirements often associated with commercial banking. Features of this account include:
- Low minimum opening deposit
- No maintenance fee with a daily balance of $500 or more
- Free deposits and check/debit transactions each month
- Free 24/7 access to your business checking account online
- Free bank-by-phone
- Simple account structure and fee schedule
Smart BusinessSM Checking
This account features a large number of free transactions that could result in more than $900* a year in savings for the small- to medium-sized businesses.
Features include:
- No minimum balance
- No maintenance fee
- 300 free transactions a month
- Free 24/7 access to your account online
- Free bill pay
- Free e-statement
- Free personal checking accounts for employees
- Free ATM/debit card
Analysis Checking
Ideal for larger businesses that maintain higher levels of account activity and larger balances, this account is loaded with "extras" including cash management services. Plus, you will have your own personal banker to ensure your relationship with us is exactly what you're looking for in a bank. Features of this account include:
- Low minimum opening deposit
- Free 24/7 access to your business checking account online
- Free bank-by-phone
- Earnings credit to reduce or eliminate certain fees and services charges
- Personal banker assigned to you
To open an account contact a Heritage Bank commercial banker at a location near you.
* Savings calculated assuming 300 debits per month and are compared to per item, minimum balance, maintenance fee, and monthly fees from 12 local banks' advertised business checking accounts retrieved 4/13/2010.




