Small Business Loan

Online Banking Login

Heritage Bank – An Arizona Small Business Loan Lender

Heritage Bank is a Small Business Administration (SBA) lender. Not only are we well-versed in working with small businesses, but we strive for quick loan approval by making all our lending decisions locally. While other lenders wait for their national headquarters to process loan applications, we make our lending decisions quickly right here in Phoenix. We know a business takes a lot of your time, and we don't want you to wait any longer than necessary to get your SBA loan.

If you run a small business, an SBA loan can work to expand your business regardless of whether you are a start up or an established company. You may qualify for an SBA loan if the business is:

  • A for profit enterprise
  • Owner operated
  • Organized as a sole proprietorship
  • A corporation or professional partnership
  • Conformed to SBA guidelines for small business size

An SBA loan can help to grow your business by allowing you to:

  • Upgrade location of business operations through building a new structure, making improvements to an existing structure, or purchasing a new property
  • Acquire capital to manage daily cash flow and to purchase products and services you need to do business
  • Purchase equipment, machinery, and other fixed assets

An SBA loan offers advantages unlike a traditional business loan.

  • Fixed rate and variable rate business loans available.
  • SBA considers projected business income to qualify.
  • Repayment terms longer than a traditional bank loan.
  • Borrow up to 90% of business financing needs, which is a higher loan to value ratio than most others offer.

Now is the time to meet Heritage Bank, an Arizona small business loan lender. Call or visit our Tempe or Phoenix locations for more information on SBA loans.

*Heritage Bank is able to provide SBA loans throughout Maricopa County including the Phoenix and Tempe areas.