Personal Checking Products
Accounts Designed With You In Mind
At Heritage Bank, we believe in giving our customers options. That’s why we’ve created four personal checking accounts designed with our customers in mind. Each checking account is loaded with services designed to fit your individual needs.
Save time and open your checking account online. You can also compare the different types of checking accounts.
EZ Checking
Free for everyone!
- $50 minimum deposit required to open account
- No minimum balance
- No monthly service charge
- No check writing fees
- Free ATM/Debit Card
- Free Online Banking
- Free Online Bill Pay
- Free Bank-by-Phone
- Four free out-of-network ATM transactions a month
- 20% discount on safe deposit box with automatic payment
- Free e-statements
Preferred Checking
Earn money on your balance with interest-bearing checking.
- $50 minimum deposit required to open account
- No check writing fees
- $500 minimum balance required
- $10 per statement fee if balance falls below $500
- Competitive, tiered interest rate
- Free Heritage Bank standard checks
- Online or returned image checks
- Free ATM/Debit card
- Free Online Banking
- Free Online Bill Pay
- Free Bank-by-Phone
- Four free out-of-network ATM transactions a month
- 20% discount on safe deposit box with automatic payment
- Free e-statements
Silver Checking
Checking for those 50+ years old.
- $50 minimum deposit required to open account
- No minimum balance
- No monthly service charge
- No check writing fees
- Competitive interest rate
- Free Heritage Bank standard checks
- Online or returned image checks
- Free ATM/Debit card
- Free Online Banking
- Free Online Bill Pay
- Free Bank-by-Phone
- Four free out-of-network ATM transactions a month
- Free Traveler's Checks (for one person), Money Orders, Cashiers Checks
- Up to 50% discount on safe deposit box (30% silver checking discount and an additional 20% with automatic payment)
- Free e-statements
Direct Deposit Checking
Convenience and free direct deposit.
- $50 minimum deposit required to open account
- No minimum balance
- No monthly service charge with direct deposit
or automatic loan payment ($7 fee without) - No check writing fees
- Competitive interest rate
- Free Heritage Bank standard checks
- Online or returned image checks
- Free ATM/Debit card
- Free Online Banking
- Free Online Bill Pay
- Free Bank-by-Phone
- Four free out-of-network ATM transactions a month
- 20% discount on safe deposit box with automatic payment
- Free e-statements
Apply today for a personal checking account with Heritage Bank.
For detailed information regarding terms and fee, refer to Deposit Agreement.
