Consumer Savings/Money Market Comparison
| Premium Money Market | Relationship Money Market | Statement Savings | Minor Statement Savings | |
| Minimum To Open | $2,500 | $2,500 | $100 | $25 |
| Interest Bearing | Yes, tiered | Yes, tiered | Yes | Yes |
| Minimum Balance Required | $2,500 | $2,500 | $100 | $25 |
| Monthly Service Charge | $20 per statement cycle if balance falls below $2,500 | $20 per statement cycle if balance falls below $2,500 | $5 per statement cycle if balance falls below $100 | $5 per statement cycle if balance falls below $25 |
| Transaction fees | Six withdrawals per period, $20 per withdrawal after first six. Unlimited in‑person or ATM withdrawals.* | Six withdrawals per period, $20 per withdrawal after first six. Unlimited in‑person or ATM withdrawals.* | Free unlimited in‑person withdrawals. | Free unlimited in‑person withdrawals. |
| ATM/Debit Card | Free** | Free** | Free | Free |
| Online Banking & Bill Pay | Free*** | Free*** | Free | Free |
| Bank-By-Phone | Free | Free | Free | Free |
| Age Restrictions | If under 18 years old, you must have a parent/legal guardian as joint owner | If under 18 years old, you must have a parent/legal guardian as joint owner | 18 years old or older | 17 years of old or younger with a parent/legal guardian as a joint custodian |
| Check orders | First box of 25 is Free | First box of 25 is Free | N/A | N/A |
** At any InstantCach ATM. A transaction fee may be imposed by other financial institutions.
*** Excludes stop payment activity fee.




